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An expense ledger that never leaves your phone.

Tillwise records what you spend, on iPhone. No account, no bank login, nothing sent to a server.

Join the beta
Tillwise's Today screen, showing the amount spent today, the day's entries, an account that needs matching, and a chart of the month so far.

Nothing leaves your phone.

The whole ledger is one SQLite file in Tillwise's own folder. There is no account to create and no server to sync it to. Read the privacy policy.

No bank connection
You record what you spend yourself. Nothing logs into your accounts.
Face ID lock
Off until you turn it on, with a passcode fallback and a choice of when it locks.
Backups you hold
A file you keep wherever you like, plus a CSV export of one row per entry.
Exchange rates only
Public rates, downloaded at most once a day and only when you use more than one currency. You can switch them off.

Three taps to record what you spent.

The amount gets a calculator keypad instead of a text field. Recent payees fill in the category, the account and the last note.

Tillwise's new entry sheet, with a large amount, a calculator keypad, and chips for category, account and date.

It shows you the difference. It never quietly fixes it.

Match asks whether an account agrees with your statement. If it does not, it names the difference and where to look, and never edits an entry itself.

Tillwise's Match screen, showing the difference against a statement, a list of places to look, and a tick-off list of entries.

More of the app

Reports that show the sum

A month strip back to your first month, In, Out and Net, where it went with shares and averages, and a grid of every day.

Tillwise's Reports screen, showing a month strip, In, Out and Net totals, and spending by category with bars.

Light and dark, both real

It follows the phone's appearance, and every amount scales with Dynamic Type.

The same Today screen in dark appearance.

More than one currency

Entries keep the currency they were made in, and balances are never converted. A total that adds up two currencies converts into your home currency, marks itself with ≈, and footnotes the rate it used and when.

Past months use that month's average rate, so an old report does not change when today's rate does.

Tillwise is in public beta.

Join through TestFlight and it installs like any other app. Send feedback with a screenshot from the TestFlight app. The App Store release comes after the beta.

Join the beta

iPhone, iOS 26 or later. Free, with no ads.